Importing into QuickBooks
- QuickBooks Desktop: File → Utilities → Import → Web Connect Files, then choose the .qbo file and the account to match it to.
- QuickBooks Online: Banking → Upload transactions, choose the .qbo (or .ofx/.csv) file and the account.
Each transaction gets a stable unique ID, so importing the same statement twice won't double it up. Credit card statements are written as card accounts, so purchases and payments land the right way round.
Xero, Quicken, Sage and others
Download OFX instead: Xero (Accounting → Bank accounts → Import a statement), Sage, FreeAgent, Wave and Quicken all read it. QIF is there for older Quicken and Money files.
More: Bank statement PDF to Excel · Bank statement to CSV · CSV to QBO